Personal Fund Management

Personal Fund Management

Personal fund management is the service that helps managing the fund for interested investors utilising the Bank's experienced fund management team. The policy of investment and investment goal of the investor will be considered under the acceptable risk by the investor.


Who is who in this service ?
1. Investor / customer as a user
2. Bank as a fund management company managing the fund for the investor / customer
3. Custodian holds the customer's asset to prevent benefit conflict. The custodian must be authorized by S.E.C. The asset of the customers must be segregated from the asset of the custodian.
4. S.E.C. supervises of the fund management company.


Conditions:
1. Minimum investment
- Person or group (2-9 persons): 10 Million Baht
- Juristic person: 20 Million Baht
2. Investment period: 1 year or longer
3. Sign a contract appointing the bank to be personal fund manager and appointing a custodian.
4. During the contract period, the investor can increase or decrease the investment fund or cancel the contract (according to the conditions in the contract)


Type of Investments:
There are 3 main policies for investment
1. Fixed Income Fund Policy
2. Equity Fund Policy
3. Mixed Fund Policy
- Balance Fund Policy
- Flexible Fund Policy


Risk :
Risk of investment depends on the investment policy of each fund. Equity Fund Policy is riskier than Fixed Income Fund Policy. Therefore Personal Fund Investment has risk that associates with the return. The performance in the past does not guarantee the performance in the future.


Tax :
Regular tax rate must be paid according to the status of the investor and the type of the investment.